As the year comes to a close, it’s important to review your health insurance benefits and maximize any remaining coverage before it resets. Maximizing your end-of-year insurance benefits can help you save money on essential dermatology care and keep your skin healthy.
Dr. Stanley Skopit is a board-certified dermatologist and respected educator with over 40 years of experience in general and cosmetic dermatology. At Dania Dermatology, Dr. Skopit utilizes his vast expertise to diagnose and treat a wide range of skin, hair, and nail conditions to improve patients’ quality of life.
Why Review Your Benefits?
Most insurance plans, including health savings accounts (HSAs) and flexible spending accounts (FSAs), operate on a calendar year basis. This means unused benefits, deductibles, and account balances often reset at the beginning of the new year. By scheduling your dermatology appointments now, you can take full advantage of your insurance coverage, especially if you’ve already met your annual deductible.
Dermatology Services to Consider
Dermatology treatments and services are often covered by insurance if deemed medically necessary. Here are a few common treatments to consider using your insurance for before the end of the year:
- Skin Cancer Screenings: Early detection is key. If you haven’t had a skin cancer screening this year, now is the perfect time to book an appointment.
- Acne and Eczema Treatments: For ongoing conditions like acne, eczema, or psoriasis, insurance may cover treatments that help manage symptoms and improve skin health.
- Mole Checks and Removals: Insurance often covers the evaluation and removal to prevent further health issues if you have a suspicious mole or growth.
Don’t Forget About Your FSA or HSA
If you have a flexible spending account (FSA) or health savings account (HSA), now is the time to use it! FSA funds typically expire at year-end, so consider using them for out-of-pocket expenses on qualifying dermatology services. While HSAs don’t expire, they can still benefit from tax-free spending on eligible dermatology services.
Schedule Your Dermatology Appointment Right Away in Dania Beach, FL
Dermatology practices get busy during the last quarter, as many patients rush to use their benefits. Avoid the year-end rush by booking your appointment early. Our team is here to help you navigate your insurance and ensure you get the most from your benefits. If you have any questions about what your insurance covers, call us at 954-807-9433, and we’ll help you understand your options. Don’t let your benefits go to waste!
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