NatWest will cut residential rates for existing customers by up to 40 basis points from tomorrow (21 November).
Highlights of the high street lender’s reductions include:
Two-year switchers
- 60% LTV, fall by 40bps to 5.40%, with no product fee
- 85% LTV, fall by 23bps to 6.07%, with no product fee
- 90% LTV, fall by 18bps to 6.24%, with no product fee
Five-year switchers
- 60% LTV, fall by 29bps to 5.11%, with no product fee
- 75% LTV, fall by 26bps to 5.17%, with no product fee
- 75% LTV, fall by 21bps to 4.95%, with a product fee £995
The bank adds its two-year term end dates will move from 31 January 2026 to 31 March 2026.
While its five-year term end dates move from 31 January 2029 to 31 March 2029.
There are no changes to its new business rates.
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