Hi I’ve just set up a DMP with step change that will be settled in just over 3 years because I have just started a new job which is 36k a year I will be paying back just over 700 a month! I own a house with my ex partner who is currently trying to buy me out estimated equity of 45k is my share of the house! When I have paid my debts I would probably look at trying to buy my own place again so insolvency (IVA) does scare me! Was a dump the right option?
