In reply to Sara (Debt Camel).
Thank you for this. Yes, I just want to get the debt gone to be honest, which is why my dad has offered to support me. I wanted to do it a while ago, but apparently, with hsbc you have to do a full review with them. the thought of going through my financial situation again gives me some anxiety, as i did all of that when i faced the debt in the first place…. I will offer them 50% each and see what they say. Many thanks!